It isn’t just land for grazing cattle, it’s a land of opportunity.

We know what it takes to live this life. Anything short of everything just won’t cut it. That’s why we love working with people like you. You see the bigger picture, and so do we. And if you want to talk about your operation’s needs, just fill out a short form and we’ll call you to start the conversation.

Get Started

As a cooperative ag lender, we serve our member-owners.

Capital Farm Credit is the largest agricultural cooperative in Texas. We provide Texas ranchers and agribusiness operators lending and insurance products and services. Those who borrow from us become owners of our cooperative and are then eligible to share in our profits.

That’s right, we have paid our owners a percentage of our profits in past years through our Cooperative Returns program (or Patronage program). These returns are uniquely beneficial, as they can effectively lower the cost of borrowing during times of high interest rates, high input costs and low commodity prices.

Since 2006, we’ve returned roughly 90% of our profits back to our members - that’s $2.9 billion in combined cash and allocated equities.

Loan Products

Protecting. Providing. Producing.

We offer ag producers the types of loans necessary to help them maintain their operation and to make it grow to meet the goals they’ve set for themselves. The types of loans we offer our members include:

  • Production Loans

    These fixed rate loans cover every facet of your operation — from purchasing land to buying equipment and running your operation.

  • Operating Loans and Lines of Credit

    Having readily available capital in the form of a loan or a line of credit allows you to run your operation on a day-to-day basis — keeping you nimble and ready for anything.

  • Equipment Loans

    We have a loan program to help you replace or purchase new equipment as your needs evolve.

Woman preps grain for cattle in a barn

Crop & Livestock Insurance

Protecting everything from over head to under hoof.

Your land and the livestock on it are major investments. They are everything. Protecting them is of the highest importance. Which is why we offer a portfolio of insurance products for your operation. Adding coverage to your lending relationship at Capital Farm Credit is not only convenient, but it’ll put your mind at ease knowing your entire relationship is with people you trust. We offer:

  • Pasture, Rangeland and Forage Insurance

    Protects hay and livestock producers against loss of forage due to lack of rainfall on acres used for grazing or hay.

    Deadline:

    December 1

  • Livestock Risk Protection Insurance

    A price-risk management tool that insures against declining market prices for fed cattle, feeder cattle and swine.

    Can be purchased throughout the year.

  • Annual Forage Insurance

    Good for ranchers who have planted acres used as livestock feed or fodder, with an intended use of grazing or hay, from a lack of rainfall.

    Deadline:

    July 15

  • Livestock Gross Margin Insurance

    Protects against the loss of gross margin in the feeding margin for cattle and swine.

    Can be purchased throughout the year.

  • Dairy Revenue Protection Insurance

    This risk management tool insures against decline in quarterly revenue from milk sales.

    Can be purchased throughout the year.

    Contact your local CFC office for more information

One cow with tagged ear at attention in a field

Next Steps

When you’re ready, we’re here for you.

Our knowledge and experience in agricultural lending and rural communities is unmatched in Texas. As a leader in the industry, we understand the ranching challenges you face daily. So we get the answers and capital you need quickly. That way, your operation can continue to run without a hitch.