Your name is on the front gate, and your heart is in the land.

We know what it takes to live this life. Anything short of everything just won’t cut it. That’s why we love working with people like you. You’re committed, and so are we. And if you want to talk about your operation’s needs, just fill out a short form and we’ll call you to start the conversation.

Get Started

As a cooperative ag lender, we serve our member-owners.

Capital Farm Credit is the largest agricultural cooperative in Texas. We provide Texas farmers and agribusinesses lending and insurance products and services. Those who borrow from us become owners of our cooperative and are then eligible to share in our profits.

That’s right, we have paid our owners a percentage of our profits in past years through our Patronage program. These returns are uniquely beneficial, as they can effectively lower the cost of borrowing during times of high interest rates, high input costs and low commodity prices.

Since 2006, we’ve returned roughly 95% of our profits back to our members — that’s upwards of $2.7 billion in combined cash and allocated equities.

Loan Products

Your growing operation has growing needs.

We offer ag producers the types of loans necessary to help them maintain their operation and to make it grow to meet the goals they’ve set for themselves. The types of loans we offer our members include:

  • Production Loans

    These fixed rate loans cover every facet of your operation — from purchasing land to buying inputs and running your operation.

  • Operating Loans and Lines of Credit

    Having readily available capital in the form of a loan or a line of credit allows you to run your operation on a day-to-day basis — keeping you nimble and ready for anything.

  • Equipment Loans

    These days, agricultural production relies on a variety of technologically advanced equipment that helps you be successful in the field. We have a loan program to help you replace or purchase new equipment as your needs evolve.

Farmer hosing down small tractor

Crop Insurance

Don’t risk not managing your risk.

Insuring your crops from potential hazards during the season is a smart way to protect the goals you set for the season. Adding insurance coverage to your lending relationship at Capital Farm Credit is not only convenient, but it’ll put your mind at ease knowing your entire relationship is with people you trust. We offer:

  • Multi-Peril Crop Insurance

    Choose from several coverage and price levels to insure over 100 crops from natural causes, like drought, freeze, disease, insect damage and more.

    Multi-Peril Fall Deadline For All Areas:

    September 30

  • Crop Hail Insurance

    Hailstorms have been known to wipe out entire fields of crops at any given point. Protect yourself from the physical damage they cause.

    Crop hail insurance can be purchased at any time during the growing season (approx. March through August).

  • Crop Fire Insurance

    Extra coverage that protects you in the unfortunate event crops are lost due to fire or lightning before harvest or while the crop is still in the harvester.

    Crop fire insurance can be purchased at any time during the growing season (approx. March through August).

    Contact your local CFC office for more information

Farm equipment in large field

Next Steps

When you’re ready, we’re here for you.

Our knowledge and experience in agricultural lending and rural communities is unmatched in Texas. As a leader in the industry, we understand the farming challenges you face daily. So we get the answers and capital you need quickly. That way, your operation can continue to run without a hitch.